Who is B & B Financial Services?

A budget planning, debt reduction and negotiating service. Experts in negotiating with various creditors to reduce your credit card interest rates and in many instances, you may pay no interest whatsoever!

How can B & B Financial Services help you?

By working with you to find a realistic way to balance your income with your living expenses.

By contacting each of your creditors for a reduced rate of interest agreeable repayment terms on past due accounts and in some cases creditors will even agree to waive all interest charges.

Creditors will usually stop over limit and late fees.

Each month, you will make one consolidated payment to debtFREE™ Systems based on the agreed upon amounts.

How can B & B Financial Services accomplish this for you?

We are not credit counselors, but debt reduction specialists, so by participating in our debtFREE™ Systems program, you are learning to manage your money more effectively... and are being responsible for your debt obligations.

Creditors will agree in most cases to adjust interest rates once you have enrolled in our program.

We work for you not the creditors, therefore our consultation has your best interest in mind.

Who qualifies for Debt Reduction Services?

Absolutely anyone who has a desire to get his or her finances back on track.

You don't have to be delinquent in your payments to qualify!

You don't have to be a home owner!

You simply need to want to live a debt-free life!