Need True Debt Relief?
Then you need our results proven debtFREE™ System! Once you decide to
join our program we immediately go to work on your behalf. Through years of
building solid relationships with hundreds of creditors throughout the
country, we have the bargaining power to get your interest rates
significantly reduced and many times even eliminated. In most cases we can
have late and over limit fees waived as well. This saves you thousands of
dollars in interest and years off your payments.
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Typical Example - Say you have about $20,000 in unsecured debt
and you’re paying minimum monthly payments or slightly above the minimum
on your accounts. At the average interest rates charged by many
creditors (18%-24%), it could take you as long as 20 to 30 years to pay
off these debts. This is because most of the money you’re sending your
creditor is being used to pay the interest, (because the loan or
credit is already based on all the interest being paid in the first 7
years or so) so little is being applied to the debt itself.
With our Debt Management Program and your newly negotiated
reduced interest rates, you could be sending one convenient low monthly
payment and be completely out of debt in as little as 3 to 4 years;
saving YOU Thousands of Dollars, instead of giving the bank thousands in
interest payments!
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Once in the Debt Management Program you send one easy monthly
payment, which gets deposited into into a trust and security account, then
every month we disburse the payments to each of your creditors as agreed and
as long as the payments are made on-time and as agreed, you truly begin to
see the debt melt away. You’ll continue to receive statements from your
creditors. These are NOT bills. These are simply to show you that your debts
are being paid. We’re sure that you will be pleasantly surprised as these
statements begin to reflect your vanishing debts!
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Things you should know.
In order to enter our Debt Management Program, there are a
few restrictions that are imposed by your creditors, and that we find
work best as conditions of the program. They also assist us in insuring
that we can negotiate the lowest possible interest rates and the waiving
of late and over limit fees.
The accounts you choose to place under debt management must be closed (sometimes
temporarily and oftentimes permanently). Your creditors will not
permit further charges on these accounts after lowering or eliminating
the interest rates. Also, you may not apply for any new credit while
actively in the program. You can, however, keep one or more credit cards
of your choosing out of the program and continue using them, upon
budgetary constraints of course. The program should not affect any cards
you choose to keep and you continue sending your payments directly to
those creditors yourself.
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Still have questions? Please visit our FAQ ( Frequently
Asked Questions) page,
e-mail us, complete our simple online form or if you
prefer, you may speak to one of our Debt Management
Counselors in person by calling 803.667.4879 x6777. |
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